Helping you Create a Lasting Legacy
Being in the position to leave a legacy is a wonderful gift, but it is also a complex one that must be thought through carefully. To make sure that your beneficiaries’ very specific needs are met, we combine our extensive experience with an in-depth analysis to assess your current financial picture and the one you hope to achieve.
THE RESULT:
A PERSONALISED SOLUTION THAT IS HOLISTIC, DYNAMIC AND, ABOVE ALL, SUSTAINABLE. THIS INCLUDES ESTATE PLANNING, THE DRAFTING OF WILLS, FORMATION OF TRUSTS AND ESTATE ADMINISTRATION SERVICES.
Estate Planning & Wealth Transfer
The first step in estate planning is to take a snapshot of how things currently stand, including your personal circumstances such as shareholder agreements and business partners. Once a clear view has been established a plan is then formulated with input from our Wealth Management, Family Office and Tax Planning teams.
A good estate plan bridges the gap from where you are to where you would like to be. It takes into consideration any costs that may become payable at death and establishes whether there is sufficient capital available to pay off these debts including Executor Fees, Capital Gains Tax and Estate Duty. Your estate plans aims to minimise estate duty and maximise after-tax inheritance.
Wills
Wills and estate planning work hand in hand. Having a valid Will is essential to estate planning, just as knowing what your estate is worth is key to drafting a Will. A Will is one of the more important documents you will ever sign as it ensures that your estate is divested in the way you would like it to be.
Over and above the accurate distribution of sentimental items among beneficiaries, a carefully drafted Will can also avoid cash flow challenges and save on Estate Duty and Income Tax – and even more importantly, help to prevent family conflicts.
Trusts & Trusteeships
Depending on your particular needs, a trust can be a valuable tool in both tax and estate planning. Trusts can be used for private individuals (a family trust) as well as for corporate business structures.
Our significant experience in the duties and responsibilities of acting as a professional trustee means that we will always ensure that the proper care is taken in the management of the trust assets.
Executorships & Deceased Estate Administration
Executorships and deceased estate administration in South Africa is highly regulated and requires both a working knowledge of the law and the operation of the Master of the High Court’s Offices.
Our vast experience in the wrapping up of estates and our comprehensive knowledge of tax, life assurance, the administrative process of the Master’s Office and SARS means that your estate will be handled timeously and with the greatest care and professionalism at a time when your family needs it most.
Family Office
Traditionally, the assets and investments of high net worth families are managed by one of their family members. But given how complex the financial environment has become - it makes sense to talk to us. That’s because over and above our specialist skills in numerous areas of wealth management, we have access to independent research and tools that an individual typically can’t reach.
What’s more, you can choose to have your affairs constantly managed by our team of experts under one roof or you can simply turn to us for guidance, ideas and support. Either way, it’s our goal to work together with you to steer your family to a healthy and sustainable financial future.
